Commissary Conveniences along with Your Labor force
http://b3.zcubes.com/v.aspx?mid=1045106&title=cafeteria--rewards--along-with-your-workforce
Workers pay for non-reimbursed expenses from these accounts. However, flexible-spending accounts are "use-it-or-lose-it" accounts; suggesting that any kind of funds leftover at the end of the year can't be " surrendered,"